This section, using real life examples, details how
my unique mortgage solution software, separates me from the rest
of the mortgage industry by providing information to clients that other
mortgage lenders don't think to offer, thereby, helping my clients
make more informed decisions about the financing options available
to them. Mortgage Coach reports are included (requires
Case Study 1 - Total Cost Analysis
A client doesn't know what mortgage
rate/cost structure is the most beneficial for their situation. Unlike
what you may have heard from the news media, The Lowest Rate is
Not Always The Best Loan. With my
Total Cost Report I can provide a comparison of 3 to 4
rate/cost scenarios allowing the client to pick the one that best fits
their lifestyle and future plans.
(To see an example of why the Total Cost
is the most important feature to consider,
Case Study 2 - Equity Repositioning
A client is concerned about living
paycheck-to-paycheck and is considering either ending monthly investment
in their retirement account/investments or canceling an insurance policy
to free up monthly cash. With our Equity
Repositioning Report I can show them how refinancing and
continuing to contribute to their investments can not only
increase their monthly cash flow but will also help them invest more
fully in their financial future.
(To see an example of how Equity
Repositioning can benefit you/your clients,
Case Study 3 - Rate Watch Report
A client is open to refinancing his
mortgage to lower his rate, when rates fall below a certain level. With
the Rate Watch Report, I can
e-mail him/her (on a monthly basis) a comparison of current
market rates and what the monthly savings would be. The client can then
make more informed decisions based on current market data.
(To see an example of a Rate Watch report
and the monthly benefits it details,
Case Study 4 - Rent vs. Own
The age-old question; is it better to own
a home or continue renting? Depending on your scenario, you could
be wasting money by paying into your landlords economic future.
Let us compare your current rental costs to owning your own home.
Our detailed analysis will factor in tax deductions, equity, etc.
(To see an example of the benefits of
renting versus owning,