Do you Have Less-Than-Perfect Credit?


If your credit is less than perfect, you're not alone.  A recent study  by the Mortgage Bankers Association of America revealed some startling facts.  "Out of 100 people who applied for a standard 30 year fixed rate mortgage through traditional

 

Lending avenues (banks, savings & loans, credit unions, etc.) less than 40% qualified for that loan." That leaves over 60% who were forced to seek alternative real estate financing solutions.  

 

Credit issues that can prevent you from obtaining a traditional lending profile include:

 

  • Late Payments on Home loans, car loans, credit cards, etc.

 

  • Collections

 

  • Charge-Offs

 

  • Judgments (also called Abstracts of Judgment)

 

  • Bankruptcy/Consumer Credit Counseling

 

  • Foreclosure

 

These items, unless paid off and/or eliminated, will not go away  and will continue to prevent you from realizing your best financial future.  Over the years I have seen firsthand that "bad things do happen to good people."  Fortunately, credit challenges are not permanent.  Over the years I have the learned how to help those with "less than perfect credit" to achieve the following:

 

Home Purchase Solutions

 

I  help people with less-than-perfect credit attain the American dream of home ownership.  To learn more about how you can own a home of your own, please call me at:

 

1-800-633-3411

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Equity Repositioning Solutions

 

For those current homeowners who have faced credit challenges and wish to lower their overall monthly payments and/or clean up their credit, I  specialize in a very unique service - Equity Repositioning.  To learn more about how Equity Repositioning can help you return to the road of financial success, please call me at:

1-800-633-3411

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(949) 852-0400 x219
  

Copyright © 2008 Bob Howe, Orange County Lender. All rights reserved

CA Dept of Real Estate, Real Estate Broker  License No.  00476709