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Here you can obtain information on all aspects of the mortgage process from pre-qualification to online application for a mortgage.  This is a virtual self-help bonanza.  Feel free to spend as much time as you wish learning the "in's and out's" of mortgages and save yourself a lot of money in the process!
 


 

 

 Mortgage Application - Apply Online Now!

 

This begins the mortgage loan approval process with our secure site.  Once I receive your application, I will contact you within 24 hours.

To fill out an online application, Click Here
 

 

Loan Process Overview & Frequently Asked Questions

 


If you would like more information about the loan process and answers to some frequently asked questions. Click Here

 

 

Do's and Don'ts During the Loan Process  

 


Very important do's and don'ts during the loan process, Click Here
 

 

Closing Costs - What are they and why are they?

 


To find out more about closing costs, Click Here

 

Mortgage Calculator

 

To use our online calculators,  Click Here
 

 

 Imperfect Credit?

 

If your credit is less than perfect, I can help you buy a home or refinance your current home to reduce your monthly payments and clean up your credit.  Click Here

To learn how a FICO (credit score) works, click here
 

 

 Contact Me

 

To contact me to set a mortgage application appointment (in person or over the phone), inquire further about a loan in process or general information about a purchase or refinance mortgage,  Click Here.

 




 
(949) 852-0400 x219
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Copyright © 2008 Bob Howe, Orange County Lender. All rights reserved

CA Dept of Real Estate, Real Estate Broker  License No.  00476709